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The Department of Finance in Ajman delivered the three-day interactive Ajman Mal Plus programme to equip students with future-ready competencies as part of broader youth development activities. On the first day participants examined financial fundamentals including the management of income and expenses the distinction between needs and wants the setting of goals budget preparation and the cultivation of saving habits according to the department’s outline. The second day shifted focus to artificial intelligence applications where students learned to employ AI for financial planning and analysis to craft effective prompts and to convert data into meaningful indicators charts and dashboards.
Teams concluded the course with the Ajman Mal Plus Dashboard Challenge in which they built financial dashboards incorporating key performance indicators clear goals and data-driven insights derived with AI assistance the department reported. Assessments judged entries on dashboard organisation the relevance of chosen metrics the quality of AI integration analytical strength and the effectiveness of group presentations. This practical emphasis allowed students to move beyond theory and demonstrate how combined financial and technological skills can produce actionable outcomes.
His Excellency Marwan Ahmed Al Ali the Director General of the Department of Finance in Ajman underscored the programme’s strategic value. “Financial literacy has become one of the essential skills young people need to make more informed and responsible decisions while the use of artificial intelligence is opening new horizons for financial planning and data analysis” Al Ali said. “Through ‘Ajman Mal Plus’ we seek to equip students with practical knowledge and skills that enable them to manage their resources effectively and enhance their readiness to participate in a knowledge-based and innovation-driven economy in line with the Emirate’s aspirations and Ajman Vision 2030.”
Zainab Ali Al Balushi who presented the Ajman Mal Plus programme highlighted its participant-centred design. “The programme was designed to make students active participants in the experience rather than passive recipients of information” Al Balushi stated. “We begin by understanding financial behaviour and distinguishing between needs and wants then move on to setting goals preparing a budget and developing a savings plan.” She added that students subsequently use AI to analyse data and transform it into clear indicators and dashboards with the goal that participants finish able to think before spending understand their financial figures ask the right questions when using AI tools and reach more informed decisions.
The initiative reflects the department’s ongoing work to fuse financial education with digital capabilities in support of responsible behaviour and teamwork the department noted. It also arrives as UAE students show strong engagement with artificial intelligence with a recent assessment finding that 94 percent already use AI tools and 70 percent expect dedicated AI support from educational institutions the highest share recorded globally according to Ajman University data. By addressing both domains the programme helps prepare participants for an economy that increasingly demands proficiency in both resource management and technological innovation.
Programme materials stressed the responsible use of AI including safeguards for sensitive financial or personal information during data handling and analysis according to the department’s guidelines. The three-day format formed one element of the wider Our Happy Summer 2026 calendar which seeks to build capabilities across multiple skill areas for younger residents of the emirate. Such targeted training aligns with longer-term goals of fostering a generation ready to contribute to Ajman’s diversified and innovation-focused development path.
